Payment Options

1. What are the payment options available on ZALORA?

Purchase your order with these payment methods (select one):

  • Cash on delivery
  • E-gift card/My Store Credit
  • Visa/Mastercard/American Express Debit and Credit Card
  • AliPay HK
  • PayMe HK
  • X Pay

Things to note:

  • Cash On Delivery: Please note that you need to pay the cash on delivery amount before opening your parcel and trying on your items. This is for security and anonymity purposes. If you don't like the product or the size doesn't fit you, you can always return the item afterward.
    • Except in a limited number of restricted or outlying locations.
    • NOT applicable for orders over HK$5,000.
    • NOT applicable for items Sold by Taiwanese Seller brands.
    • NOT applicable for Convenience Stores & Lockers addresses.
    • NOT applicable for items Sold by Revolve, Pomelo, or Singaporean Seller brands
    • Please note that our couriers may collect the amount rounded to the closest Hong Kong Dollar.
    • Macao Orders will be collected in Macanese Pataca (MOP) with 1 HKD = 1.03 MOP
    • Please refer to Product Description Page to see COD availability
      Note: COD is only available for purchases of some "Sold by Seller" items. You can refer to the product description page for more information.
  • Store Credit: "My Store Credit" is a feature on ZALORA that allows you to accumulate store credit which can be used to pay for your ZALORA purchases. Your store credit balance will be shown under "My Store Credit" once you are logged in. You can also track your transaction history and credit validity period.

    As our valued customers, you typically have three years from the date of disbursement of store credit to use them. If left unused past the expiration date, they will automatically be removed from your account. So don't forget to use them! Any balance of store credits will automatically be applied to your next purchase at checkout.

    Store credits are issued in the following scenarios:
    • Store credit was chosen as your preferred mode of refund when you returned your items
    • Any refunded store credit that is used on a new order can only be refunded as store credit


  • Debit/Cedit Card:We accept Visa, MasterCard, and American Express. We also support JCB and UnionPay however Debit Card is not available for Union Pay.

    **There are a few local banks that may charge a small transaction fee (around 0.8%~1%). It is a cross-border fee charged by the card-issuing bank as our credit card transaction is processed by an overseas acquirer.


  • E-Gift Cards:
    • E-Gift Cards can be purchased using any payment method except Cash on Delivery.
    • E-gift cards are valid for only 1 year from the date of purchase. Once expired, it cannot be re-issued or used for any future purchases.
    • All E-Gift Cards are non-refundable.
    • If there is any remaining balance, you can use the same unique code for your next purchases (before the validity of the e-gift card expires).
    • In the event of returns for refunds, the used e-gift card value will be credited back to the same unique code, and you can keep using the code until the remaining value is exhausted or before the e-gift card validity expires.


  • PayMe: Pay your order seamlessly with PayMe! This payment method is now available on iOS and Android!

    You are eligible to register for PayMe account if you:
    • Have a valid Hong Kong Identity Card; and
    • Have a valid Visa / Mastercard / HSBC UnionPay credit card* or local HKD bank account
      *A Visa or MasterCard single currency Hong Kong dollar personal credit card issued by a licensed bank incorporated in Hong Kong. Corporate, business and private label cards are not eligible for usage with PayMe.


  • X Pay: Pay your order seamlessly with X Pay! This payment method is now available on iOS and Android!



2. Can I save my card details on my ZALORA account for faster checkout?

Yes! You can save your card details on your ZALORA account to enjoy a quicker and more convenient checkout experience.

3. How do I save my card on the ZALORA app?

At the checkout page, when selecting your payment method and choosing credit or debit card, please check the box to save you card details for future purchases before proceeding the order to review step.

4. How do I remove a saved card from my ZALORA account? 

To remove a saved card, you need to login on ZALORA desktop site and follow these steps:

  1. Log in to your ZALORA account. Hover over the "My Account" icon and click "My Store Credit"
  2. Remove your card. Scroll down to the "Your Cards" section.
  3. Click the trash icon next to the card you wish to delete.
5. How does ZALORA protect my data and payment details?

ZALORA has implemented multiple security measures to ensure your personal data and payment details are safe during online transactions. These include data encryption, secure payment gateways, and fraud detection system.

6. Is my credit card information securely stored?

Yes. All credit card details entered on ZALORA are securely encrypted and stored.

7. What is CVV verification and how does it work?

When you enter your credit card information, including the CVV ( Card Verification Value), ZALORA encrypts and securely transmits the data to the card issuer for payment verification and approval.


Please note:

  • The final decision on CVV verification lies with the card issuer, not ZALORA.
  • If you encounter issues, our Customer Service Team can help raise the concern to your issuing bank.
8. Is ZALORA PCI compliant?

Absolutely! The ZALORA website is fully PCI DSS (Payment Card Industry Data Security Standard) compliant. This means we meet strict security standards for handling credit card information.


In addition to PCI compliance, we use:

  • Sophisticated fraud detection tools
  • A team of experienced fraud specialists who screen order daily to suspicious activity.
9. What if I still have security concern?

If you're uncomfortable storing your card details, you can easily remove your saved credit card information by following the step above (please refer to question no.4)


You can always choose to manually enter your credit card details each time you make a purchase on ZALORA.

10. What happens if my payment fails during checkout?

If your payment does not go through - whether due to accidentally exiting the payment page, receiving an error message, or a declined payment method - you will be given the opportunity to reattempt payment for your order.

11. How do I reattempt payment for my order?

If the payment is unsuccessful, you will be automatically redirect to the Order Summary page, where you'll see a "Pay Now" button. Alternatively, you can access this page by following these steps:

  • Go to: Account > My Orders > View Order.
    Order with incomplete or failed payments will show the status " Payment Pending, allowing you to reattempt payment.


12. Can I use different payment methos when reattempting payment?

Yes, you can choose to reattempt payment using the same method or another eligible payment method. Click "Pay Now" to be redirected to the payment page and select from the list of available options.


Things to note: If your original payment attempt used a payment-specific promotion, you must reattempt payment using the same payment method to retain the promotion.

13. Are there any limitations when reattempting payment?

Yes. Please take note of the following:

  • You are allowed a maximum of 2 repayment attempt per order.
  • Reattempts must be made with 4 hours from your initial payment attempt.
  • If you used a payment-specific promotion, the same payment method must be used again.
14. Why don't I see the "Pay Now" option?

The "Pay Now" option might not be available if:

  • The payment window has expired, and your order was automatically canceled.
  • Your payment methos is not supported for this feature
  • You are not using ZALORA app, where this feature is currently available.
15. Will my voucher codes, store credit or cashback still apply when I reattempt payment?

Yes! The total amount and any applied voucher codes, store credit and cashback applied will be remain valid and unchanged during the repayment process. However, payment-specific promotions will still require the same payment method to remain valid.

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